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Hot Tub Financing

When it comes to your dream hot tub, the features you want to include in it shouldn’t be limited by their prices. When you finance your hot tub, you have the ability to customize it exactly how you want to, as well as customize the plan to pay for it. By offering a variety of options, we want to make sure you find the best avenue for paying for your hot tub, so you are able to just sit back and relax.

Wells Fargo

Wells Fargo offers the Outdoor Solutions Credit Card program, which features competitive interest rates and a convenient and easy way to make monthly payments. Benefits of financing with Wells Fargo include lower monthly payments, easy-to-use online account management and the opportunity to pay for projects over time.

Outdoor Solutions Credit Card Program:
  • In-home, in-store or online application process and credit decisions
  • Credit limit and rate is dependent on credit score and history
  • Financing for up to 60 months
  • Immediate access to revolving or fixed credit lines
  • No annual fees or pre-payment penalities

HFS Financial

With HFS Financial, you can apply for an unsecured personal loan for your home improvement project. A loan with HFS Financial does not require home equity or any money down on financing, and they provide you with multiple programs to choose from, depending on your current financial situation.

Option 1:
  • $10,000-$100,000 can be borrowed
  • Rates starting at 12.25% to 17.99% APR
  • Financing for up to 15 years
  • No equity required
  • No pre-payment penalty
Those who qualify have:
  • A credit score of 620 or higher
  • No late payments on mortgage, collections, charge offs, BK’s, short sale or loan modifications in the last 3 years.
Option 2:
  • Up to $25,000 can be borrowed
  • Rates starting at 9.99% APR
  • Financing for up to 7 years
  • No equity required
  • No pre-payment penalty
Those who qualify have:
  • A credit score of 725 or higher
  • No late payments on mortgage, collections, charge offs, BK’s, short sale or loan modifications in the last 3 years.
Option 3:
  • MasterCard or Visa credit card with up to $10,000 limit
  • 0% APR for up to 12 to 18 months
  • Minimum monthly payment required
Those who qualify have:
  • A credit score of 725 or higher
Option 2:
  • First mortgage refinancing
  • FHA, VA, conventional & reverse mortgages
  • Borrowers are 62 years of age or older
  • Equity driven and no income/no credit qualify

Lending Club

Lending Club has worked with SwimmingPool.com to create an unsecured personal loan for other outdoor home improvements, such as hot tubs, spas and saunas. It can also be used for pool equipment, patio furniture, irrigation and landscaping.

Loan Program:
  • Currently offered in 45 states, including Pennsylvania
  • Up to $35,000 can be borrowed
  • Financing for up to 60 months
  • Fixed rate for interest rates starting at 6.78% to 29.99% APR
  • To qualify, must have a minimum credit score of 620
*Borrowers who begin funding through SwimmingPool.com also receive a 1% rebate on their loan amount.

LightStream

LightStream offers the AnythingLoan, which is an unsecured personal loan that can be used as the name states, for virtually anything. The AnythingLoan allows for consumers with strong credit to borrow funds for purchases that previously required collateral, such as pools. What makes this loan unique, however, is that even without requiring collateral, rates are comparatively low and competitive. To find out what your rate could be, check out LifeStream’s rate calculator.

The AnythingLoan:
  • $5,000 to $100,000 can be borrowed
  • Fixed rate on interest rates from 4.99% to 9.24% APR
  • Flexible terms for up to 7 years
  • No fees, charges or penalties for early payment
Those who quality have:
  • Excellent credit standing (high credit score and healthy credit history)
  • Quality debt-to-income ratio
  • Stable income
  • Excellent savings & payment histories
  • Assets greater than current debts

If you have any questions about the financing options we offer or would like to further explore these options,
feel free to give us a call at 1-888-317-SEAS or visit us at any of our locations.