Although it is a large investment, purchasing a pool does not need to be a stressful investment for you. With the appropriate loan or financial plan and some planning ahead of time, you can find the best way for you to pay for your perfect pool. As with the rest of our pool and spa services, we believe the purchasing process should be just as simple and stress-free.
Swimming Pool Financing
HFS Financial
With HFS Financial, you can apply for an unsecured personal loan for your home improvement project. A loan with HFS Financial does not require home equity or any money down on financing, and they provide you with multiple programs to choose from, depending on your current financial situation.
Option 1:
- $10,000-$100,000 can be borrowed
- Rates starting at 12.25% to 17.99% APR
- Financing for up to 15 years
- No equity required
- No pre-payment penalty
- A credit score of 620 or higher
- No late payments on mortgage, collections, charge offs, BK’s, short sale or loan modifications in the last 3 years.
Option 2:
- Up to $25,000 can be borrowed
- Rates starting at 9.99% APR
- Financing for up to 7 years
- No equity required
- No pre-payment penalty
- A credit score of 725 or higher
- No late payments on mortgage, collections, charge offs, BK’s, short sale or loan modifications in the last 3 years.
Option 3:
- MasterCard or Visa credit card with up to $10,000 limit
- 0% APR for up to 12 to 18 months
- Minimum monthly payment required
- A credit score of 725 or higher
Option 2:
- First mortgage refinancing
- FHA, VA, conventional & reverse mortgages
- Borrowers are 62 years of age or older
- Equity driven and no income/no credit qualify
LightStream
LightStream offers the AnythingLoan, which is an unsecured personal loan that can be used as the name states, for virtually anything. The AnythingLoan allows for consumers with strong credit to borrow funds for purchases that previously required collateral, such as pools. What makes this loan unique, however, is that even without requiring collateral, rates are comparatively low and competitive. To find out what your rate could be, check out LifeStream’s rate calculator.
The AnythingLoan:
- $5,000 to $100,000 can be borrowed
- Fixed rate on interest rates from 4.99% to 9.24% APR
- Flexible terms for up to 7 years
- No fees, charges or penalties for early payment
Those who quality have:
- Excellent credit standing (high credit score and healthy credit history)
- Quality debt-to-income ratio
- Stable income
- Excellent savings & payment histories
- Assets greater than current debts
If you have any questions about the financing options we offer or would like to further explore these options,
feel free to give us a call at 1-888-317-SEAS or visit us at any of our locations.